February 2026 IAC Video Update

The material contained in the commentary is for informational purposes only and is not intended to provide specific advice or recommendations for any individual nor does it take into account the particular investment objectives, financial situation or needs of individual investors. The information provided has been derived from the sources believed to reliable, but is not guaranteed as to accuracy and does not purport to be complete analysis of the material discussed, nor does it constitute an offer or a solicitation of an offer to buy any securities, products or services mentioned. The opinions expressed do not necessarily reflect those of the author are subject to change without notice. This presentation is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction. Indices are not managed and do not incur fees or expenses. It is not possible to invest directly in an index. Past performance is not indicative of future results. Actual realized returns depend on, among other factors, the value of asset and market conditions at the time of disposition, any related transaction costs, and the timing and price of purchase/sales. This presentation contains forward-looking statements relating to the opportunities and the future performance of the market generally. Forward-looking statements may be identified by the use of such words as; “believe,” “potential” and other similar terms. Examples of forward-looking statements include estimates with respect to financial condition, and success or lack of success of any particular investment strategy. Forward-looking statements are subject to various factors, including, economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, and technological factors affecting the market or a portfolio’s performance that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Investors are cautioned not to place undue reliance on any forward-looking statements or examples. Neither Koss Olinger or any of its affiliates or principals nor any other individual or entity assumes any obligation to update any forward-looking statements as a result of new information, subsequent events, or any other circumstances. All statements made herein speak only as of the date that they were made. Advisory Services offered through Koss Olinger Consulting, LLC., an SEC Registered Investment Advisor. Registration with the SEC does not imply a level of professional competence, education or special training.

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